Information We Collect

When you engage with our educational programmes, we collect different types of information depending on how you interact with us. This helps us provide relevant content and improve your learning experience.

Information You Provide Directly

When you sign up for our learning programmes or contact us, you might share:

• Your name and email address
• Phone number (if you choose to provide it)
• Educational background and investment experience level
• Learning goals and areas of interest
• Questions or feedback you submit through our contact forms

Information Collected Automatically

Like most websites, we gather some technical information when you visit kelvynkraxol.vip:

• Your IP address and general location (country/city level)
• Browser type and device information
• Pages you visit and time spent on our site
• Referral source (how you found us)
• Interaction with educational content and resources

How We Use Your Information

We're not in the business of selling your data. Everything we collect serves a specific purpose related to providing quality financial education.

We base our processing on several legal grounds, including your consent, our legitimate interest in providing education, and contractual necessity when you enrol in programmes.

Who We Share Information With

We don't sell or rent your personal information. Period. But we do work with some trusted partners to run our educational platform effectively.

Service Providers

We share limited data with companies that help us operate, such as:

• Email service providers for sending course materials and updates
• Website hosting and cloud storage providers
• Analytics tools to understand site usage patterns
• Payment processors for programme fees (they handle your financial data directly, not us)

Legal Requirements

Sometimes we're legally required to share information with authorities or regulators. This might happen if we receive a valid court order or need to comply with Irish financial education regulations. We'll only share what's legally necessary and will notify you when possible.

Your Rights Under Irish and EU Law

GDPR gives you significant control over your personal data. Here's what you can do:

How to Exercise Your Rights

Send your request to [email protected] with "Privacy Rights Request" in the subject line. We'll respond within one month and won't charge a fee unless your request is clearly unfounded or excessive.

You also have the right to lodge a complaint with the Data Protection Commission (DPC), Ireland's supervisory authority for data protection. Visit dataprotection.ie for more information.

How We Protect Your Information

Security isn't just a checkbox for us. We've implemented multiple layers of protection to keep your data safe from unauthorised access, loss, or misuse.

Technical Safeguards

• Encryption of data in transit using industry-standard TLS protocols
• Secure servers with regular security updates and monitoring
• Access controls limiting who can view personal information
• Regular backups stored in secure, encrypted locations
• Firewalls and intrusion detection systems

Organisational Measures

• Staff training on data protection principles and practices
• Confidentiality agreements with all team members and contractors
• Regular reviews of our security procedures
• Incident response plan for potential data breaches

Data Retention

We don't keep your information forever. Our retention periods depend on why we collected the data and any legal requirements we face.

General Guidelines

• Active student records: Kept for the duration of your programme plus two years
• Contact form enquiries: Deleted after three years unless you've engaged further
• Email correspondence: Retained for up to five years for business record purposes
• Financial records: Kept for seven years to comply with Irish tax law
• Website analytics: Anonymised after 26 months

Once retention periods expire, we securely delete or anonymise your data. You can request earlier deletion by contacting us, though we might need to retain certain information for legal compliance.

International Data Transfers

We primarily store and process data within the European Economic Area (EEA). Some of our service providers are based outside the EEA, including in countries that may not offer the same level of data protection as Ireland.

When we transfer data internationally, we use approved safeguards such as:

• Standard Contractual Clauses approved by the European Commission
• Services certified under recognised privacy frameworks
• Adequacy decisions confirming sufficient protection in the destination country

We carefully vet all international partners and ensure they provide appropriate protection for your information.

Cookies and Tracking

Our website uses cookies and similar technologies to function properly and improve your experience. We're transparent about what we use and why.

Essential Cookies

These are necessary for the site to work. They handle things like security, session management, and remembering your preferences. You can't opt out of these without breaking the site's functionality.

Analytics Cookies

We use these to understand how visitors interact with our content. This helps us improve our educational resources and make them more useful. The data is aggregated and doesn't personally identify you.

Your Control

You can manage cookie preferences through your browser settings. Most browsers let you block or delete cookies, though this might affect how our site works for you. Visit your browser's help section for specific instructions.

Children's Privacy

Our educational programmes are designed for adults aged 18 and over. We don't knowingly collect information from children under 16 without parental consent.

If you're a parent or guardian and believe your child has provided us with personal information, contact us immediately at [email protected]. We'll delete the information promptly.

Changes to This Policy

Financial education and data protection laws evolve, and so do our practices. We update this policy occasionally to reflect changes in how we operate or in legal requirements.

When we make significant changes, we'll notify active students by email and update the effective date at the top of this page. We encourage you to review this policy periodically, especially before sharing new information with us.

Continued use of our services after policy updates means you accept the changes. If you don't agree with modifications, you can exercise your right to have your data deleted.